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Coinbase vs.Crypto.com Coinbase Crypto.com Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
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Editor’s Rating 4.35/5 A five pointed star
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Min.deposit Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
$2 Fees Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
0.50% spread for buy/sell transactions; transaction fee from $0.99 to $2.99; up to 0.50% for Coinbase Pro Editor’s Rating 4.11/5 A five pointed star
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Min.deposit Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
$1 Fees Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Maker/taker fees 0.04% – 0.40%; 0% credit/debit card purchases for first 30 days of opening account Learn more On Coinbase’s website Learn more On Crypto.com’s website Bottom line: Both Coinbase and Crypto.com both offer hundreds of cryptocurrencies, but Coinbase is best for those who value ease of use (plus its institutional services are hard to beat).Crypto.com best serves traders who want higher interest-earning potential and token-swapping services.
Coinbase vs.
Crypto.com: The biggest differences Coinbase and Crypto.com are two popular cryptocurrency exchanges offering hundreds of assets for individuals and institutions across the globe.Both allow for staking (a process whereby users earn crypto rewards for holding certain assets for a set period of time), spending perks, wallet services, and much more.
But Coinbase is the best choice for beginners or institutions who want to get the most out of their crypto.Crypto.com, on the other hand, better serves traders who want to earn higher staking rewards and use DeFi services.
Coinbase Crypto.com Account types
Personal investment
Institutional
Account types
Personal investment
Institutional
Investment choices
Cryptocurrencies
Investment choices
Cryptocurrencies
Account perks
170+ cryptocurrencies
Coinbase learning rewards pays you in crypto for watching educational videos about different assets
Advanced trading accounts: Coinbase Pro and Coinbase Advanced Trade Staking rewards of up to 5.75%
Digital wallet services
Beta version of NFT platform offers charges 0%
Coinbase Card offers crypto spending perks
Account perks
250+ cryptocurrencies No fees to send crypto to other users through mobile app Staking rewards of up to 14.5% for more than 40 cryptocurrencies Crypto Visa card offers up to 5% cash back NFT platform Several DeFi services, including a non-custodial DeFi wallet, DeFi Earn, and DeFi token swapping Human advisors available?
No
Human advisors available?
No
Robo-advice?
No
Robo-advice?
No
Is Coinbase right for you? Formed in 2012, Coinbase is a cryptocurrency exchange serving individuals and institutions across the globe.
To date, the platform serves roughly 98 million users in more than 100 countries.
Pros More than 170 cryptocurrencies available Users can take advantage of several products, including Coinbase Earn, Coinbase learning rewards, Coinbase Pro, Coinbase Advanced Trade, Coinbase One, and more Staking rewards of up to 5.75% Users can spend USD anywhere and earn crypto back on purchases with Coinbase Card
Cons Limited staking selection Pay more for lower balances No futures or margin trading Coinbase’s investment selection includes more than 170 cryptocurrencies, making it an ideal platform for crypto traders who value flexibility.Plus, the crypto exchange offers a plethora of services for institutions, including the Coinbase Prime brokerage platform, Coinbase Institutional, commerce services, and institutional-grade offline storage, and more.
But when it comes to individuals, Coinbase’s key investment products include Coinbase learning rewards (a feature that pays you in crypto for watching educational videos about the cryptocurrencies it lists), the Coinbase Card, Coinbase Borrow, a self-hosted crypto wallet, and its new NFT platform.
Plus, its recently launched Coinbase One subscription service gives you access to fee-free trades, 24/7 customer support, and market research.You can sign up for a 30-day free trial, but we’re not clear on the fees Coinbase charges after the subscription ends.
The Coinbase Card is a Visa ® debit card that has no fees and offers users crypto back on every purchase.And as for Coinbase Borrow, you’ll be able to use your bitcoin as collateral to get a loan of up to $1 million.
You’ll have to pay back at a 8.7% APR, though.
Plus, the crypto exchange gives more advanced users the option of either setting up a Coinbase Pro account, or a Coinbase Advanced Trade account.
Coinbase Pro includes separate web and mobile platforms, and both platforms offer access to charting tools, trading APIs, and additional order types (e.g., limit orders and stop orders).See how the Coinbase and Coinbase Pro accounts compare .
With Coinbase Advanced Trade, you’ll get several features Coinbase Pro doesn’t offer.
This includes interest rewards (of up to 5%) on multiple cryptocurrencies and additional charting tools and security features.
Coinbase also offers up to 5.75% interest in staking rewards for individuals who prefer more of a passive approach to building crypto wealth, but its staking selection is quite limited.
Coinbase 4.35 /5 A five pointed star
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4.35 out of 5 Stars Account Minimum $2 Fees 0.50% spread for buy/sell transactions; transaction fee from $0.99 to $2.99; up to 0.60% for Coinbase Pro and Coinbase Advanced Trade Investment Types Cryptocurrencies View Full Details Learn more On Coinbase’s website Coinbase 4.35 /5 A five pointed star
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4.35 out of 5 Stars Account Minimum $2 Fees 0.50% spread for buy/sell transactions; transaction fee from $0.99 to $2.99; up to 0.60% for Coinbase Pro and Coinbase Advanced Trade Investment Types Cryptocurrencies View Full Details Learn more On Coinbase’s website Coinbase from Coinbase Learn more On Coinbase’s website Investment Details Account Minimum $2 Fees 0.50% spread for buy/sell transactions; transaction fee from $0.99 to $2.99; up to 0.60% for Coinbase Pro and Coinbase Advanced Trade Editor’s Rating 4.35 /5 A five pointed star
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4.35 out of 5 Stars Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Pros Check mark icon A check mark.It indicates a confirmation of your intended interaction.
Buy, sell, or store more than 170 cryptocurrencies like bitcoin and dogecoin Check mark icon A check mark.
It indicates a confirmation of your intended interaction.
Educational investment resources, mobile access, digital storage, and customer support Check mark icon A check mark.It indicates a confirmation of your intended interaction.
Low account minimums Check mark icon A check mark.It indicates a confirmation of your intended interaction.
Can earn rewards for certain cryptocurrencies Check mark icon A check mark.It indicates a confirmation of your intended interaction.
Coinbase card lets you spend crypto or USD anywhere and earn crypto rewards; can deposit your paycheck into your account and convert from USD to crypto with no fees Cons Dash icon A dash.It often indicates an interaction to shrink a section.
No margin accounts Dash icon A dash.
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Pay more for lower balances Dash icon A dash.It often indicates an interaction to shrink a section.
High trading and transaction fees Dash icon A dash.It often indicates an interaction to shrink a section.
Limited staking options Highlights Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
More Information Promotion: Get $5 of bitcoin when you join Coinbase; earn up to $200 when you set up a new account and make your first purchase Features: Coinbase Earn rewards, Coinbase Pro advanced account, user-controlled storage, stablecoins, staking, and institutional trading tools.
App store rating: 4.7 iOS/ 4.1 Android; Coinbase Pro: 4.7 iOS/ 4.1 Android Awards: Named Best Prime Broker in Hedgeweek’s annual European Digital Assets Awards Additional Reading Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Read our review Read Our Review A looong arrow, pointing right
Is Crypto.com right for you? Crypto.com is also a global cryptocurrency exchange.The platform was founded in 2016 in Hong Kong, and it currently serves 50 million users in 90 countries.
Pros Low account minimum More than 250 cryptocurrencies and support for 20+ fiat assets DeFi products include a non-custodial wallet, interest-earning perks, and token swapping Users can earn up to 14.5% interest for staking; Crypto.com Visa Card offers 5% cash back
Cons
Lower balances cost more Institutional services are limited compared to Coinbase You’ll gain exposure to a much larger investment selection at Crypto.com .
The exchange currently provides more than 250 cryptocurrencies, with products like Crypto Earn, Crypto.com NFT, decentralized finance (DeFi) features, and much more.
Plus, Crypto.com allows for “true cost” transactions, meaning that — as long as you use a credit/debit card on transactions within the first 30 days of opening your account — you’ll pay 0% in fees.
Like Coinbase’s staking offerings, Crypto Earn gives you the option to generate rewards on different cryptocurrencies.The platform currently allows this option for more than 40 assets, and you can earn up to 14.5% interest on crypto and up to 10% on stablecoins.
But Crypto.com’s DeFi offerings separate it from Coinbase.
DeFi basically involves public blockchain transactions that allow for peer-to-peer exchanges by removing third parties like banks and other financial institutions.Its DeFi products — which are best for advanced users — include a DeFi non-custodial wallet, interest-earning perks for more than 35 tokens, and a token-swapping service through its DeFi wallet app.
Finally, if you’re looking to make the most out of your spending, the Crypto.com Visa Card gives you up to 5% back on purchases.And its other service — Crypto.com Pay — lets you pay with crypto at more than 300 brands and 300,000 shops.
Crypto.com 4.11 /5 A five pointed star
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4.11 out of 5 Stars Account Minimum $1 Fees Maker/taker fees 0.04% – 0.40%; 0% credit/debit card purchases for first 30 days of opening account Investment Types Cryptocurrencies View Full Details Learn more On Crypto.com’s website Crypto.com 4.11 /5 A five pointed star
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4.11 out of 5 Stars Account Minimum $1 Fees Maker/taker fees 0.04% – 0.40%; 0% credit/debit card purchases for first 30 days of opening account Investment Types Cryptocurrencies View Full Details Learn more On Crypto.com’s website Crypto.com from Crypto.com Learn more On Crypto.com’s website Investment Details Account Minimum $1 Fees Maker/taker fees 0.04% – 0.40%; 0% credit/debit card purchases for first 30 days of opening account Editor’s Rating 4.11 /5 A five pointed star
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4.11 out of 5 Stars Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Pros Check mark icon A check mark.It indicates a confirmation of your intended interaction.
250+ cryptocurrencies; support for more than 20 fiat currencies Check mark icon A check mark.
It indicates a confirmation of your intended interaction.
No fees to send crypto to other users through mobile app; separate NFT platform Check mark icon A check mark.It indicates a confirmation of your intended interaction.
Earn up to 8% cash back on purchases with Crypto.com Visa Card Check mark icon A check mark.It indicates a confirmation of your intended interaction.
You can set up price alerts and price movement alerts to stay updated on more than 200 assets Check mark icon A check mark.It indicates a confirmation of your intended interaction.
No fees to deposit crypto in mobile app or exchange crypto-to-crypto Check mark icon A check mark.
It indicates a confirmation of your intended interaction.
Earn up to 14.5% per year on certain crypto assets Cons Dash icon A dash.It often indicates an interaction to shrink a section.
Pay more for lower balances Dash icon A dash.It often indicates an interaction to shrink a section.
Crypto.com isn’t available to residents of New York Dash icon A dash.It often indicates an interaction to shrink a section.
Limited customer service for US platform Highlights Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
More Information Promotion: Get up to $2,000 for every friend you refer and 50% of their trading fees.Additional Reading Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Read our review Read Our Review A looong arrow, pointing right
Coinbase vs.Crypto.com — Frequently asked questions (FAQ) Is Crypto.com better than Coinbase? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
That depends on what you’re looking for.Crypto.com certainly has a much larger investment selection than Coinbase, and it also offers multiple DeFi products for advanced users.You’ll get access to more than 250 assets at Crypto.com.
Coinbase offers more than 170.
But Coinbase offers more educational resources for beginners, and its institutional services outperform Crypto.com’s.
In addition to staking (Coinbase offers up to 5.75%), the Coinbase learning rewards feature incentivizes users to learn more about cryptocurrency by offering courses that pay you in crypto rewards.
How much money do you need to use Coinbase? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
You only need a minimum of $2 to get started with Coinbase.Each cryptocurrency minimum will vary based off of its current market value.
Can you trust Coinbase? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Yes.Coinbase is a legitimate exchange that has been in business for years.
It also has Money Transmitter licenses in numerous states ( see more about its licenses here ).Plus, you can also visit the Better Business Bureau to see its rating for Coinbase .
Is Crypto.com legitimate? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
While Crypto.com doesn’t have a Better Business Bureau profile at this time, the platform has several licenses.In fact, it says it was the first global cryptocurrency exchange to earn a Class 3 Virtual Financial Assets License from the Malta Financial Services Authority (MFSA).
As for its US services, Crypto.com currently serves users in 49 states.
Rickie Houston, CEPF Wealth-Building Reporter Rickie Houston is a wealth-building reporter for Business Insider, tasked with covering brokerage products, investment apps, online advisor services, cryptocurrency exchanges, and other wealth-building financial products.He is also a Certified Educator in Personal Finance (CEPF).
Previously, Rickie worked as a personal finance writer at SmartAsset, focusing on retirement, investing, taxes, and banking topics.He’s contributed to stories published in the Boston Globe, and his work has also been featured in Yahoo News.He graduated from Boston University, where he contributed as a staff writer and sports editor for Boston University News Service.Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services » Read more Read less Check out: Personal Finance Insider’s review of Coinbase.
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